Rates

Certificate of Deposit   |   Checking Account Rates   |   Savings Account Rates

 

Certificate of Deposit Rates

Rates offered as of October 21, 2016. Rates are subject to change without notice.
 

Term $500 - $24,999
Interest Rate / APY*
$25,000 - $99,999
Interest Rate / APY*
$100,000 +
Interest Rate / APY*
15 Days .05/.05 .10/.10 .10/.10
30 Days .05/.05 .10/.10 .10/.10
60 days .05/.05 .10/.10 .10/.10
90 Days .05/.05 .10/.10 .10/.10
180 Days .10/.10 .10/.10 .10/.10
9 Months .15/.15 .15/.15 .20/.20
1 Year .15/.15 .15/.15 .20/.20
18 Months .20/.20 .20/.20 .30/.30
2 Years .35/.35 .35/.35 .35/.35
3 Years .50/.50 .55/.55 .60/.60
4 Years .70/.70 .70/.70 .75/.75
5 Years 1.00/1.00 1.05/1.05 1.10/1.10

 

*APY is the Annual Percentage Yield. Rates offered are subject to change without notice. Minimum opening deposit $500. A substantial early withdrawal penalty will apply to certificate of deposit accounts withdrawn before the end of term.

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Checking Account Rates

Rates offered as of October 21, 2016. Rates are subject to change without notice.

 

Account Interest Rate Annual Percentage Yield (APY)
U Account
$100 minimum opening deposit.
   
$0 - $20,000** 1.98% 2.00%
$20,001+**  .05% 2.00% - 0.44%
     
The Gold Account
$100 minimum opening deposit. 
   
$0 - $9,999  .01% .01%
$10,000+  .05%  .05% 
     
Rockford Interest Checking
$100 minimum opening deposit. 
   
$0 - $9,999  .01% .01%
$10,000 +  .01% .01%

 

**Annual Percentage Yield. Rate may change after account opening. APY is accurate as of October 21, 2016 and is not an introductory rate. Account requirements to obtain premium APY and ATM refunds, you must have an opening deposit of $100, meet required 15 Visa Check Card credit-based transactions posted per statement cycle, receive your monthly statement via eStatements with a valid email address, enroll in Online Banking, and set up minimum of one direct deposit or direct debit. If account requirements are met, the portion of your daily balance of $20,000 or less will earn 2.00% APY. Daily balances of $20,000.01 or more will earn a range of 2.00% to 0.44% APY. If account requirements are not met, the portion of your daily balance of $20,000 or less will earn 0.01% APY. Daily balances of $20,000.01 or more will earn a range of 0.01% APY to 0.00% APY. Maximum ATM fee refund of $20 per month. Fees may reduce earnings. Accounts closed within 90 days will be charged $20.00. Limit 1 U account per social security number.

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Savings Account Rates

Rates offered as of October 21, 2016. Rates are subject to change without notice. (Note: Account fees could reduce earnings. The interest rate and APY may change after account opening.) 
 

Account Interest Rate APY (Annual Percentage Yield)
Rockford Savings****
$100 minimum opening deposit.
   
$0 - $24,999  .05% .05%
$25,000+  .05% .05%
     
KidsROCK Savings Plan
$10 minimum to open
.10% .10%
     
Rockford Money Market:
$1,000 minimum opening deposit.
   
$0 - $9,999  .01% .01%
$10,000 - $49,999  .05% .05%
$50,000 - $99,999  .10% .10%
$100,000 - $249,999  .15% .15%
$250,000 - $499,999  .20% .20%
$500,000 - $999,999  .25% .25%
$1,000,000+  .30% .30%
     
Christmas Club
$10 minimum opening deposit.
.10% .10%

**** Maintenance fee waived for individuals 25 years of age and under.

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