The U Checking Account
What could be better than a checking account that has no minimum balance, no monthly service charge, and a 2.75% APY* on balances up to $20,000?
The U Account...a better way to do checking. Look at the benefits you'll receive when you open a U Account.
- 2.75% APY* on balances up to $20,000
- Mobile banking including mobile deposit
- ATM fee refunds* up to $20.00 per month
- Free personal online banking and online bill pay
- Free direct deposit
- $100 minimum balance to open
- No minimum balance requirement
Stop by either of our convenient locations to get started today!
*Annual Percentage Yield. Rate may change after account opening. APY is accurate as of August 1, 2019 and is not an introductory rate. Account requirements to obtain premium APY and ATM fee refunds: you must have an opening deposit of $100, meet required 15 Visa Check Card point of sale transactions posted per statement cycle, receive your monthly statements via eStatements with a valid email address, and enroll in Online Banking and set up a minimum of one direct deposit or direct debit. If account requirements are met, the portion of your daily balance of $20,000 or less will earn 2.75% APY. Daily balances of $20,000.01 or more will earn a range of 2.75% to 0.58% APY. If account requirements are not met, all account balances will earn 0.00% to 0.01% APY. Maximum ATM fee refund of $20.00 per month. Fees may reduce earnings. Accounts closed within 90 days will be charged $20.00. Limit 1 U Account per social security number.