SBA Loans

Rockford Bank & Trust is one of the area's leading providers of U.S. Small Business Administration (SBA) Guaranteed Loans and proudly holds both the Preferred and Express Lender designations. In addition, Rockford Bank &Trust is participating in the Patriot Express Initiative.  These designations allow us to underwrite and approve loans efficiently. Rockford Bank & Trust has a dedicated and experienced SBA Specialist who can make the process seamless from application to closing.

SBA Preferred Lender
SBA Loans Can Be Used To

  • Purchase machinery and equipment
  • Purchase, construct, expand or improve a building
  • Acquire inventory
  • Provide working capital
  • Purchase an existing business or open a new business
  • Refinance existing business debt on more favorable terms


Key Features

  • Longer term and amortization
  • Improved cash flow through a lower monthly payment
  • Larger loan amount than may otherwise be available
  • Lower down payment may be possible